Author Archives: Tavisha

Don’t Miss Your Deadline to Receive Recoverable Depreciation

Often when people file an insurance claim, they don’t understand how recoverable depreciation works with their replacement cost policy.  As Arizona public adjusters, we help our clients meet every deadline in order to get all the money they’re entitled to in their claim settlement. When the insurance company pays the ACV (actual cash value) portion […]

A Cautionary Tale and the “Named Peril” Policy

I drove out to meet with new clients at their home last week and, I have to say, it was a very heartbreaking situation.  They are a very nice senior couple in Litchfield Park, Arizona who had a pipe break suddenly, causing water to flow into every room of their home.  They purchased their homeowners […]

Arizona Monsoon Thunderstorms, Macrobursts, Microbursts and your Roof.

If you’ve lived in Arizona during the summer months, you’ve experienced the Arizona monsoon. Prior to 2008, Arizona’s monsoon period varied year to year. However, in 2008, the National Weather Service set an official schedule for the monsoon: June 15th through September 30th.* We are a public adjusting firm specializing in assisting you in getting […]

New Survey Shows 83% Don’t Trust the Insurance Industry

A June 10-12, 2013 Google Consumer Survey revealed that 83% of consumers don’t trust the insurance industry. The survey was sponsored by the Coalition Protecting Auto No-Fault (CPAN) in the state of Michigan. It was administered to 500 Michigan residents through Google Consumer Surveys. Although this wasn’t an Arizona survey, I’m pretty sure the results […]

How do you know if you’re getting a fair claim settlement?

Let’s say you live in Chandler and come home to a water heater leak located in a utility closet in your kitchen.  You’re standing in a few inches of water covering your beautiful hardwood floor.  You’re probably freaking out and wondering if this is even covered – and if so, will you get a fair […]

What To Do After You Suffer a Property Damage Loss

  There are several important steps that you must take after you suffer a property damage loss. Many policyholders don’t realize that their policy provisions require them to make every effort to mitigate the damage to the property. Here are a few pointers to help you in the initial days/weeks following your loss, as well […]