Category Archives: Reasons for Claim Denial

A Homeowners Policy is a Homeowners Policy, Right?

PURCHASING YOUR HOMEOWNERS POLICY When you meet with your insurance agent to buy your homeowners policy, how much time do you really spend with them going over the various coverage options available to you?  If you’re like most people, you count on your agent to sell you the policy you need – the one that […]

A Cautionary Tale and the “Named Peril” Policy

I drove out to meet with new clients at their home last week and, I have to say, it was a very heartbreaking situation.  They are a very nice senior couple in Litchfield Park, Arizona who had a pipe break suddenly, causing water to flow into every room of their home.  They purchased their homeowners […]