Tag Archives: water claim

Wilshire Insurance’s Loss Settlement Endorsement LSH01

Are you a Wilshire Insurance Company policyholder? If so, you’ll want to pay attention to what I’m about to tell you.  If you have a homeowner’s policy, you may have read (or likely did not read) the Loss Settlement Endorsement that came with your new policy or renewal.  No, it’s not sexy, but you’ll thank […]

State Farm Does NOT Pay For Plumbing Access in Arizona

Slab Leak Arizona

      Arizona Homeowners insured with State Farm Insurance need to be aware that State Farm does not pay for plumbing access costs.  For many of our clients, that can amount to thousands of dollars of out-of-pocket costs when their plumbing fails by bursting or collapsing, causing damage to their homes.  If you’ve had […]

Water Damage Claims: Treat Your Claim Like a Crime Scene!

One of the most unfortunate situations we run across in our industry is when a homeowner has experienced a water damage claim (burst pipe, failed water supply line, water heater failure, etc.) and by the time they call us to come out to their home, all the damaged areas are gone – removed and discarded […]

American Summit Insurance Company – Limit of Liability for Water Losses

AMERICAN SUMMIT INSURANCE COMPANY – LIMIT OF LIABILITY FOR WATER LOSSES This is the first in a series of posts highlighting specific insurance company’s policies.  The reason we picked this one is because it’s relevant to one of our “water loss” clients at the moment.  Our firm specializes in water losses and fire losses.  One […]

Slab Leaks: Don’t Ignore Warms Spots on the Floor

Over the past month, our firm has seen quite a few slab leaks.  Typically, when there is a plumbing failure in the concrete slab and water goes everywhere – creating damage in your home or business – the insurance company will pay to either break open the concrete to gain access to the plumbing that […]

A Cautionary Tale and the “Named Peril” Policy

I drove out to meet with new clients at their home last week and, I have to say, it was a very heartbreaking situation.  They are a very nice senior couple in Litchfield Park, Arizona who had a pipe break suddenly, causing water to flow into every room of their home.  They purchased their homeowners […]

Arizona Monsoon Thunderstorms, Macrobursts, Microbursts and your Roof.

If you’ve lived in Arizona during the summer months, you’ve experienced the Arizona monsoon. Prior to 2008, Arizona’s monsoon period varied year to year. However, in 2008, the National Weather Service set an official schedule for the monsoon: June 15th through September 30th.* We are a public adjusting firm specializing in assisting you in getting […]

New Survey Shows 83% Don’t Trust the Insurance Industry

A June 10-12, 2013 Google Consumer Survey revealed that 83% of consumers don’t trust the insurance industry. The survey was sponsored by the Coalition Protecting Auto No-Fault (CPAN) in the state of Michigan. It was administered to 500 Michigan residents through Google Consumer Surveys. Although this wasn’t an Arizona survey, I’m pretty sure the results […]